Month: May 2012

When should you Buy Gap insurance?

Lets take this opportunity to set the record straight you do not have to buy gap insurance. No dealership or finance house can ever make taking gap insurance a form of any acceptance. If you choose to and we make no secret we think it is a good way to protect yourself you do not have to buy gap insurance before you take delivery. In most cases customers think that they have to buy gap insurance before they collect their vehicle  but this is simply no true.  A quick Google search and you will be able to find many gap insurance suppliers who can provide you with cover up to 180 days after you have taken delivery. In fact some even allow you to defer the start date for up ro 12 months , ( normally to coincide with the end of your own new for old motor insurance  cover.) We speak to thousands of customers who tell us the horror stories that they have been told about how load loaders follow you home from the garage and steal your car, and lots more other nasty scenarios. The basic and honest truth is that things can and do happen at any time and until you have some form of gap insurance cover in place you run the risk of being liable for any shortfalls or out of pocket expenses....

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Car Gap Insurance

What is car gap insurance and what can it do for you? Car gap insurance is essentially just like any other form of gap insurance. The problem is that in most cases you are only introduced to the world of car gap insurance when you motor dealership offers you their level for gap insurance. We know from speak to thousands and thousands of customers that this will have most likely been a form of return to invoice gap insurance and you will have been quoted in the region of £395 for a basic three years cover. That said we do know of one brand of German cars who currently quote over £895 and one finance house who typically quotes over £1200. So why are car gap insurance prices so different on the inter-net? What is the catch  are the levels of cover so different ? Well that is an easy one there isn’t a catch and no levels of cover are in fact in most cases more comprehensive. Instead when you buy car gap insurance from your local dealership there are factual reasons why the prices will always be very different. If you buy car gap insurance from your dealership they are legally bound to charge you IPT ( insurance premium tax ) at a much higher rate. Insurance is just like any business so volume counts. In most cases an...

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Buy Gap insurance On-Line

When you buy gap insurance on-line what should you look for? How do you buy gap insurance, how do you pick supplier and what is a claim limit? With so many different policies, suppliers an features we know that it can seem difficult to know which type of gap insurance is best. The whole idea of our website is to give you all the factual information you need so that you can make real informed choices and understand your options before you buy gap insurance. So we know that gap insurance is an option insurance that runs alongside your own insurance and fills in the gaps made when your vehicle is written off. So to real understand what gap insurance can do and why you should buy gap insurance or at least consider it you need to first accept two basic but not very nice facts of life. Fact- Which ever vehicle you have bought it will lose value over time. After all a three year old ford focus is not valued at the same price as a new car. This loss in value loss called depreciation and motoring experts estimate that the average vehicle will lose up to 50 % within the first three years alone. Fact – Your own motor insurance company will only pay you the market value of your vehicle on the day it is...

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New Subaru

Subaru’s new BRZ sports car is nearly here. The new Subaru will be launched this summer and priced between £24,995 and £27,995  The New Subaru will be promoted in just two specifications  2.0i SE, and 2.0i SE Lux . Both will have a choice of a six-speed manual or, for just £1,500 more, a six-speed automatic. A more entery level Subaru S model is set for launch in early 2013. Both of the Subaru launch models will have 17-inch alloy wheels, and fully automatic air conditioning with dual-zone controls as standard. They will also have electrically-folding heated door mirrors keyless “Smart Entry” push-button engine start leather-trimmed steering wheel parking brake and gearshift lever Upgraded audio system with Ipod & Cd heated leather seats. By building the two launch models with a good level of trim Subaru have managed to limit the amount of factory extras to just two which are sat nav and the obligatory metallic paint. Every Subaru  BRZ owner will also be able take advantage of Subaru’s free Everything Taken Care of (ETCo) service and aftercare pack. The free of charge package even covers items that you may not associate with other after care packs. covers minor dent and scratch repairs alloy wheel repairs monthly wash annual valet lost keys replacement service collection and delivery annual wheel alignment check first Mot cover winter wheel and tyre storage contribution...

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