No matter what type of Ford you are buying your dealership should have spoken to you about gap insurance as part of their duty of care. They will of most likely offered you a form of return to invoice gap insurance.

The average price being quoted at main Ford dealerships is £395.

So while you like the idea of protecting yourself with gap insurance the price can seem a little high. There will also not be any choice in the style or number of years cover your can have it is usually only an maximum of three years.

If you are like most people today you have decided to research online either just to get a better price or simply to get more information you will have typed gap insurance into your search bar you will have been presented with hundreds of results. Some of which can only be described at best as misleading. For example gap insurance is not just for people who have taken a form of finance.

So we will try and set the record straight as gap insurance for your Ford is a very simple concept.

Gap insurance allows you to protect yourself against being out of pocket should your Ford ever be written off. That’s it in a nutshell.

So why are there so many different types of gap insurance?

There are many different types of gap insurance because we all want different things, we all buy different cars and we all pay for them in different ways. So it stands to reason that there should be different ways to protect yourself. Dosen’t it?

We think that instead of a one size fitts all type of gap insurance you should be able choose what is important to you while having no compromise on levels of cover , customer service or back up. So before you start looking around online why not take a few moments to decide how you want your policy to protect you and your Ford. Forget what you have all ready been offered and instead lets concentrate on you.

For example

Did you buy your Ford on Contract Hire ? OK well why not look at contract hire gap insurance

Do you want your policy to simply pay the difference between your Fords valuation n the day it is written off and clear any outstanding finance? – OK well why not look at finance gap insurance

Do you want your policy to pay the difference between your Fords Valuation and the invoice price you paid? – ok well why not look at a form of return to invoice gap insurance

Which gap insurance is best for your Ford?

Which gap insurance is best for your Ford?

Do you want your policy to replace your Ford on a like for like basis? – OK well why not look at vehicle replacement gap insurance

So what is best for you ?

  • Clear finance?
  • Protect your invoice price?
  • Replace your vehicle?

Once you have decided you are ready to pick a supplier and start to you on line.

Remember that the prices on line may be very different from your Ford dealership and in some case up to 85 % less so get ready to start to save.