So you have decided to buy a Land Rover and your local dealership have offered you gap insurance.

While the idea seams good the price you may have been quoted could be any where from £395 to just under £1000. We think that this is a lot of money. So like most people today when you want to find out about something you search on the Internet.

At first glance there can be many different opinions and many different variables to consider but gap insurance is really a very easy thing to understand.

Gap insurance is a way of protecting yourself from out of pocket expenses should you Land Rover be written off. So if you paid cash, finance or a combination of both if you like the idea of not having to loose the investment you have made in your Land Rover then you need to consider gap insurance.

So why are there so many different types of gap insurance to choose from?

Easy. We all buy our Land Rovers for different reasons, we all want to use them for different things and we all pay for them differently. So surely it makes sense to have different ways to protect them instead of the one size

Land Rover Gap Insurance
Land Rover Gap Insurance

e fits all dealership mentality.

So before you shop online, buy any form of gap insurance or read any documents please take a few moments to decide what you want you policy to do.

What we mean is how do your want your policy to protect your Land Rover?

Do you want you policy to  pay the difference between your Land Rovers valuation and simply clear any outstanding finance? Good well why not consider finance gap insurance?

Did you buy your Land Rover on Contract Hire? Good well why not consider contract hire gap insurance?

Do you want your policy to pay the difference between your Land Rovers valuation and the invoice price your paid? Good well why not consider a form of return to invoice gap insurance?

Do you want your policy to replace your Land Rover on a like for like basis? Good well why not consider vehicle replacement.

So in brief do your want you policy to finance, protect the invoice price or replace your Land Rover?

Ok so now that you have decide how you want your policy to protect you you are ready to pick a supplier and start looking around.

A simple word to the wise.

Before you buy any form of gap insurance for your Land Rover read the policy, check the underwriter and make sure that the company is on the FSA register.