Did you know that most gap insurance policies will not included driving school cars?

Sorry to say it but it is true.

The single most common reason is the rate at which your driving school car will  deprecate.

If you can imagine that Mr & Mrs Joe Blogs will do an average of 12,000 per year. Your car hopefully will be very busy making you lots and lots of money. As a by-product it will cover lots and lots more miles. I know that some driving school instructors can cover over 50,000 per year.

So this means that when and if you need to make a make it will ultimately cost the gap insurance company alot more money.

This is because you own insurance company will only ever pay you your cars valuation on the day it is written off. Naturally a two year old car with 24,000 miles on the clock i going to be worth alot more than a two year old driving school car with 100,000 on the clock. So your own insurance  company will pay you considerabley less, the gap insurance company will therefore have to pay considerabley more.

Get a Driving School Gap Insurance Quote
Get a Driving School Gap Insurance Quote

Your car is a working vehicle so it needs to be on the road allowing you to make money. If you car was written off could you easily afford to replace it or clear any outsatnding finance?

If you can then driving school gap insurance may not be for you.

If however you are like most of us who would find it hard to Russell up a spare £10,000 or so you need to at least consider protect your car with driving school gap insurance.

So what dose driving school gap insurance do?

There are two main types of driving school gap insurance and which one is best depends on what is best for you and your circumstances.

Do you simply want your policy to pay the difference between your driving school cars valuation on the day it was written off and clear any outstanding Finance? _ OK why not get a driving school finance gap insurance quote?

Do you want your policy to simply pay the difference between your driving school cars valuation on the day it is written off and the purchase price you paid? – OK why not get a driving school return to invoice gap insurance quote?

Either way get a quote, read the policy and make your own informed choice and to which is any type of gap insurance is best for you and your driving school.