Before you buy van gap insurance you need to know the vehicle weight.

A good idea it to also know before you buy van gap cover exactly what you want your policy to do if your van is ever written off.

Do you need Van Gap Insurance ?

Do you need Van Gap Insurance ?

So why do you need to know the weight before you buy van gap insurance?

You need to know the weight before you buy van gap insurance policy because some van gap insurance policies will only cover vehicles up to a certain weight. Most vans are under3.5 tonnes but some are over.

OK so you have checked you vans weight.

It is a fact of life that as a van usually used for business your van will loose money quicker than you expect. It is also true that when a van is written off it can have devastating effects on business’s big and small alike.

Fact Did you know that your own van motor insurance policy will only pay you what your van is worth on the day it is written off. Not how much you have outstanding or how much it will cost you to replace it.

Now you need to decide what you want your van gap insurance to do for you when your van is written off.

Do you want to buy a van gap policy to simply clear any outstanding finance? – Why not look at finance gap protection

Do your want to buy a van gap insurance to pay the difference between your vans valuation and the invoice price your paid? – Why not look at a type of return to invoice gap insurance

Do you want to buy a van gap insurance to replace your van on a like for like basis even if the price has gone up ? Why not look at vehicle replacement insurance.

So in brief before you buy van gap insurance check the weight and decide which type.